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Banks Post 4Q Dips in Mortgage Income

February 6, 2026
John Bancroft
Of a group of 25 publicly traded banks, all but four reported a decline in income from mortgage banking.
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Class Action Filed Against UWM Over Robocalls

February 6, 2026
Emmeline Willey
The suit alleges that United Wholesale Mortgage continued to call individuals who were on the federal Do Not Call registry or who had requested UWM stop communications.
Read More

CMBS Maturities Closer Than They Appear

February 6, 2026
Abby Zimmardi
Delinquencies on commercial mortgage-backed securities are up to 8.75% if adjusted for loans that are current on payments but past maturity.
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Trump Admin's Housing Market Contradictions

February 6, 2026
Dennis Hollier
President Trump's recent statements express support for pushing home prices higher but the administration is also touting that it has driven prices lower.
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Short Takes: ICE Reports 4Q Earnings / MBA Urges House to Pass 21st Century Act / 4Q Competition Puts Margins in Spotlight / Harvard Research Shows Unaffordability Rose in 2024

February 6, 2026
Emmeline Willey
Intercontinental Exchange projects that the mortgage technology market  will see low- to mid-single digit growth in 2026.
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Purchase Growth Drove Strong Agency Issuance in January

February 5, 2026
John Bancroft
A 3% monthly increase in securitizations of purchase mortgages bolstered agency issuance in January to $119.95 billion, rising 1.9% on a monthly basis and 21.6% year-over-year.
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Lenders See Big Opportunities for Reverse Mortgages

February 5, 2026
James Dohnert
After a fall in interest, reverse mortgages are gaining popularity.
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Lenders Advise Avoiding Common RTL, DSCR Mistakes

February 5, 2026
Abby Zimmardi
Industry members in the nonconforming loan space encouraged lenders to be wary of the risks involved in debt service coverage ratio mortgages and residential transition loans. At a recent conference hosted by Information Management Network, they urged attendees to keep an eye on certain key details in the transactions.
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Ginnie Forges Ahead in AI Applications

February 5, 2026
Emmeline Willey
Ginnie Mae expanded its forays into artificial intelligence in 2025 to support its transition to a loan-level framework.
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Short Takes: Rate Locks Rise in January / SmartRent Reports Weak Q4 / Listing Periods Rise / Ryan Acquires Meritax Advisors

February 5, 2026
Emmeline Willey
Rate-lock volume increased in January because of a weak December.
Read More
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Latest Imf News

  • Banks Post 4Q Dips in Mortgage Income

  • Class Action Filed Against UWM Over Robocalls

  • CMBS Maturities Closer Than They Appear

  • Trump Admin's Housing Market Contradictions

More Imf News

Featured Data

  • Agency MSR Transfers Pick Up in Fourth Quarter of 2025

  • Record Year for CLO, But Issuance Slowed in 4Q25

  • Originations Increase in Fourth Quarter With Refi Push

  • Ginnie Refi Issuance in 4Q Surges Closer to Pandemic Levels

More Featured Data

Featured Reports

  • IMF Mortgage Directory: Full interactive database

  • Agency Seller-Issuer Profile: 3Q25 (PDF)

  • IMF HMDA Dashboard: 2024

  • Top Mortgage Players: 3Q25 (PDF)

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As homeowner equity continues to build, more and more lenders are launching home equity lending products. Are you thinking of joining this market?

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