Originations - Page 50 | Inside Mortgage Finance

State Regulators to Move Forward on Mortgage Reporting Overhaul

March 26, 2024

CSBS stressed that it develops and maintains the National Multistate Licensing System required by the statutory authority of the Secure and Fair Enforcement for Mortgage Licensing Act.

Short Takes: Home Prices Decline / Sales of New Homes Slow / Renting Cheaper Than Buying / Non-QM Delinquencies Increasing

March 26, 2024

Brandon Ivey

The monthly decline in home prices in January was the first decline since August 2022.

Home Equity Lending Declines in 2023; HELOCs Lose Share

March 22, 2024

Brandon Ivey

Closed-end second liens accounted for an estimated 19% of home equity production in 2023, up from a 13% share in 2022.

CHLA Brings Employment-Verification Costs to Regulators

March 22, 2024

Brandon Ivey

CHLA asked FHFA and FHA to scrutinize employment-verification prices charged by Equifax.

Short Takes: Sales of Existing Homes Jump / New Listings / Some Breathing Room on CRA Requirements / Retroactive NFIP Provision

March 22, 2024

Brandon Ivey

The sharp increase in existing-home sales in February may just be a blip...

Frozen Fed Will Place Increased Pressure on Lenders

March 21, 2024

Brandon Ivey

"There are likely several more challenging quarters ahead for mortgage companies," said Eric Orenstein, a senior director at Fitch Ratings.

Ginnie MBS Issuance Up Nearly 10% in February

March 20, 2024

Brandon Ivey

The increase was driven by refinances, particularly VA refis.

Biden on Housing: ‘Build, Build, Build’

March 20, 2024

Brandon Ivey

Starts of single-family homes increased in February and are projected to remain high.

Mortgage Lock-In Stopped 1.33 Million Home Sales: FHFA Paper

March 20, 2024

Brandon Ivey

According to FHFA researchers, mortgage lock-in prevented 1.33 million home sales between the second quarter of 2022 and the end of 2023.

Angel Oak Connecting Insurance Companies With Non-QMs

March 20, 2024

James Dohnert

The company believes its ability to source loans through its affiliate lender, Angel Oak Mortgage Solutions, can provide insurance companies with more bespoke investment options than its competitors.

Originations
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State Regulators to Move Forward on Mortgage Reporting Overhaul

Short Takes: Home Prices Decline / Sales of New Homes Slow / Renting Cheaper Than Buying / Non-QM Delinquencies Increasing

Home Equity Lending Declines in 2023; HELOCs Lose Share

CHLA Brings Employment-Verification Costs to Regulators

Short Takes: Sales of Existing Homes Jump / New Listings / Some Breathing Room on CRA Requirements / Retroactive NFIP Provision

Frozen Fed Will Place Increased Pressure on Lenders

Ginnie MBS Issuance Up Nearly 10% in February

Biden on Housing: ‘Build, Build, Build’

Mortgage Lock-In Stopped 1.33 Million Home Sales: FHFA Paper

Angel Oak Connecting Insurance Companies With Non-QMs

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Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

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The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations
RSS