Originations - Page 47 | Inside Mortgage Finance

Fannie and Freddie Loosen the Purse Strings on Loan Credit

April 8, 2024

Paul Muolo

Meanwhile, the share of the safest mortgages — in terms of underwriting characteristics — slipped to 11.26%...

First-Quarter Agency MBS Volume Up on Annual Basis

April 5, 2024

John Bancroft

Purchase-mortgage volume at Ginnie Mae increased by 13.9% on an annual basis in the first quarter of 2024.

OCC Taking Closer Look at Banks, Fair Lending

April 5, 2024

Brandon Ivey

The OCC is using staff skilled in the analysis of complex models to support fair lending exams of banks.

Strong Jobs Report for March Could Delay Rate Cut

April 5, 2024

Brandon Ivey

Hiring activity in March was stronger than expected, which could help prompt the Fed to delay cutting interest rates.

Short Takes: CFPB’s Thoughts on UWM, Brokers? / UWM’s Stock Rebounds / Slow Decline in Rates Expected

April 5, 2024

Brandon Ivey

Will the allegations against United Wholesale Mortgage amount to anything more than a slight decline in the nonbank's stock?

Brokers, Correspondents Gain Share in FHA/VA Lending

April 4, 2024

Monica Hogan

The correspondent channel accounted for 47.5% of FHA/VA originations in 2023, up from a 46.8% share in 2022, based on volume from a subset of lenders that produced the majority of FHA/VA volume.

FHFA Starts Small With FHLBank Reforms

April 4, 2024

Brandon Ivey

Priorities for 2024 include clarifying the mission of the FHLBank system and aligning eligibility requirements for different types of FHLBank members.

To Avoid Redlining Charges Diversify Product Offerings

April 4, 2024

Shannon Clark

"If a lender has a full array of products ... [they] serve the credit needs of low- and moderate-income borrowers as well as borrowers in communities of color," said Maurice Jordain-Earl, managing director of Compliance Tech.

Assessing the Impact of the 2021 Cap on GSE Business

April 4, 2024

Dennis Hollier

Researchers found that local banks exploit their superior information about housing prices when deciding whether to hold loans in their portfolio.

Short Takes: Rate Locks Up in March / Ocwen to Rebrand / Good Markets for FTHBs / Homeowners Insurance Affordability

April 4, 2024

Brandon Ivey

Locks increased by 15.4% on a monthly basis in March, driven by purchase mortgages.

Originations
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Fannie and Freddie Loosen the Purse Strings on Loan Credit

First-Quarter Agency MBS Volume Up on Annual Basis

OCC Taking Closer Look at Banks, Fair Lending

Strong Jobs Report for March Could Delay Rate Cut

Short Takes: CFPB’s Thoughts on UWM, Brokers? / UWM’s Stock Rebounds / Slow Decline in Rates Expected

Brokers, Correspondents Gain Share in FHA/VA Lending

FHFA Starts Small With FHLBank Reforms

To Avoid Redlining Charges Diversify Product Offerings

Assessing the Impact of the 2021 Cap on GSE Business

Short Takes: Rate Locks Up in March / Ocwen to Rebrand / Good Markets for FTHBs / Homeowners Insurance Affordability

Latest Imf News

MSR Investors Face Uncertainty on Prepayments

Government-Insured Lending Rises During 3Q

Rithm Releases $400+ Million MSR Securitization

GSEs, FHLBanks Partner to Boost Housing in Tribal Lands

Featured Data

Another Strong Quarter for Non-Agency MBS Issuance

Ginnie Refi Business Again Posts Solid Gains in October

GSE CRT Up Modestly, Investors Show Strong Demand

Ginnie Loan Removals Spike in 3Q24, VA Activity Leads

Featured Reports

Top Mortgage Players: 2Q24 (PDF)

Mortgage Profitability Report 2Q24 (PDF)

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IMF Mortgage Directory: Full interactive database

Featured Poll

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations RSS

The mortgage industry has been shedding jobs for a while now, but some lenders — particularly ones that focus on non-QMs — are talking about staffing up in anticipation of increased originations. Is your shop planning to hire this year?

Originations
RSS